Self-Employed/Bank Statement Loans
NEED A BANK STATEMENT LOAN?
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Do you need to buy a home or refinance but can't because you can't prove your income?
Financiera Moderna offers a bank statement loan. This loan program is perfect for someone who is self-employed. Typically this borrower has a lot of tax deductions and therefore on paper, the net income on their tax returns is too low to qualify for a conventional loan program. We can get you qualified by using your bank statements to show proof of income. Don't want to use your bank statements? We offer a No Income Verification loan program as well.
HOW IT WORKS
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Call or Apply Online
Our licensed loan officers are ready to help answer any questions that you have. Taking an application over the phone could be as quick as 10 minutes.
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Get Approved
We will review your loan application, your property will be appraised, underwritten, and approved.
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Fund
Once all items have been satisfied and we are clear to close, loan docs will be drawn. You'll sign loan docs and your loan will fund.
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Why Financiera Moderna?
Here at Financiera Moderna, we pride ourselves on providing solutions to self employed home buyers and borrowers. If you can't provide proof if income or you are like most other business owners who have an overage of tax deductions, we can help you!